These are the real banks, retailers, phone networks, insurers and home-loan providers that accept the income-proof letter and work-history certificate iWorka generates for you. Every job you complete makes more of them reachable.
iWorka · 🌍 SA & foreign workers
A signed letter from iWorka showing your earnings, number of jobs and average rating. Accepted by most banks, landlords and credit providers as proof of self-employed income.
Tap "Generate Income Proof" below. We email you a PDF you can print or forward.
iWorka · 🌍 SA & foreign workers
A detailed list of every job you completed through iWorka with dates, customer first names and ratings. Use it as a CV when applying for permanent work.
Tap "Generate Work History" below to download a PDF.
Capitec Bank · 🇿🇦 SA citizens
Zero-monthly-fee everyday transaction account. Use your iWorka earnings to qualify for the free Live Better savings pocket.
Walk into any Capitec branch with your green ID and our Income Proof Letter. Account is opened on the spot.
TymeBank · 🇿🇦 SA citizens
Open in 5 minutes at a Pick n Pay or Boxer kiosk. Free SmartShopper rewards card included.
Visit any TymeBank kiosk with your SA ID. No income proof needed for the basic account.
Standard Bank · 🌍 Foreign nationals
Transactional account for foreign nationals with a valid asylum, work or study permit. Receive payouts in ZAR.
Book an appointment at any Standard Bank branch. Bring your passport, valid permit, proof of address, and our Income Proof Letter.
Mukuru · 🌍 Foreign nationals
Send money home with low fees and use the Mukuru card like a debit card in South Africa. Accepts asylum permits.
Register on mukuru.com with your passport or permit.
Shoprite · 🌍 SA & foreign workers
No-fee bank account opened in 5 minutes at any Shoprite till. Accepts SA ID, passport or asylum permit.
Visit any Shoprite Money Market counter with your ID document.
Vodacom · MTN · Cell C · Telkom · 🌍 SA & foreign workers
RICA with passport or SA ID. R5 starter pack at any retailer.
Buy a starter pack at PEP, Shoprite or any phone shop.
MTN · 🇿🇦 SA citizens
24-month device contract (e.g. Samsung Galaxy A15) for under R250pm. Your iWorka income covers credit affordability.
Visit an MTN store with our Income Proof Letter and a 3-month bank statement.
Vodacom · 🇿🇦 SA citizens
Mid-range phone contract with data + minutes bundles. Affordability scored on your last 3 months of iWorka earnings.
Apply online or at a Vodacom Shop with our Income Proof Letter and SA ID.
Vodacom · MTN · 🌍 Foreign nationals
Valid work or asylum permit + 6 months of consistent iWorka income. Approval is at the store's discretion.
Walk into a corporate store (not a franchise) with passport, valid permit, proof of address and 6 months of iWorka payslips.
Teljoy · 🌍 SA & foreign workers
Rent-to-own fridges, TVs, beds, washing machines. Monthly payments scale with your earnings.
Apply online at teljoy.co.za with our Income Proof Letter.
Rentoza · 🌍 SA & foreign workers
Washing machines, fridges, stoves from R299/month.
Apply online at rentoza.co.za. Bring our Income Proof Letter for affordability.
Mr Price · 🇿🇦 SA citizens
Up to R5 000 store credit for clothes, shoes, sports and home goods.
Apply in-store with SA ID, our Income Proof Letter and a 3-month bank statement.
Edgars · 🇿🇦 SA citizens
Clothing account up to R10 000. 6-month interest-free period.
Apply at any Edgars store or edgars.co.za.
Capitec · 🇿🇦 SA citizens
Personalised limit up to R250 000 (typical first card R5k-R20k). One simple rate.
Visit a Capitec branch with our Income Proof Letter and 6-month bank statements.
Ackermans · 🇿🇦 SA citizens
Family and baby clothing account up to R3 500. Interest-free if paid in 30 days.
Apply in-store with your SA ID and our Income Proof Letter.
Jet (TFG) · 🇿🇦 SA citizens
Affordable fashion account with up to 60 days interest-free.
Apply at any Jet store.
The Foschini Group · 🇿🇦 SA citizens
One account covers 20+ TFG brands incl. Foschini, Markham, Sportscene, Totalsports, @home.
Apply at any TFG store with SA ID and our Income Proof Letter.
Truworths · 🇿🇦 SA citizens
Fashion account up to R20 000. 12-month interest-free period on full balance.
Apply at any Truworths store.
Mobicred · 🇿🇦 SA citizens
Revolving online credit accepted at Takealot, Superbalist, Loot and more.
Apply at mobicred.co.za with our Income Proof Letter.
iWorka · 🌍 SA & foreign workers
Pre-packaged set landlords ask for: ID copy, 3-month income proof, top 3 customer references and rating summary. Massively improves rental application success.
Tap below to email yourself the bundle. Forward to landlord or estate agent.
Private Property · 🌍 SA & foreign workers
South Africa's largest rental marketplace. Submit your Rental Reference Pack with applications.
Browse listings at privateproperty.co.za.
SA Home Loans · 🇿🇦 SA citizens
Self-employed home loan. iWorka income + 12 months of bank statements meet the affordability test.
Apply at sahomeloans.com. Bring our Income Proof Letter + 12-month bank statements + 12 months of iWorka invoices.
FNB · 🇿🇦 SA citizens
100% home loan + free transfer attorney for first-time buyers earning under R32 000/month.
Apply at fnb.co.za with our Income Proof Letter.
WesBank · 🇿🇦 SA citizens
Vehicle finance for self-employed applicants. iWorka income + 6-month bank statements meet the affordability check.
Apply at wesbank.co.za or through any dealership using our Income Proof Letter.
Absa · 🇿🇦 SA citizens
Mini-bus taxi or commercial vehicle finance for owner-operators with proven income.
Visit any Absa business banking branch.
Naked · 🌍 SA & foreign workers
App-only short-term insurance. Cheap monthly premiums for self-employed drivers with proof of income.
Get a quote in 90 seconds on the Naked Insurance app.
Pick n Pay · 🌍 SA & foreign workers
Free loyalty card. Earn points on every grocery shop and redeem at the till.
Sign up at any Pick n Pay till or on the Pick n Pay app.
Checkers · 🌍 SA & foreign workers
Free Xtra Savings card unlocks instant discounts. Add Sixty60 for 60-minute grocery delivery.
Pick up a card at any Checkers till or download the Xtra Savings app.
Food Lover's Market · 🌍 SA & foreign workers
Free rewards card. Earn cash-back vouchers on fresh produce purchases.
Sign up in-store or at foodloversmarket.co.za.
SPAR · 🌍 SA & foreign workers
Loyalty programme with personalised coupons and bonus point days.
Sign up at any SPAR or on the SPAR Rewards app.
Clicks · 🌍 SA & foreign workers
Free loyalty card. Earn cash-back on chronic medication, baby goods, beauty and self-care.
Apply at any Clicks pharmacy or on the Clicks app.
Dis-Chem · 🌍 SA & foreign workers
Free loyalty programme with cash-back at till plus partner discounts.
Apply at the Dis-Chem Benefit counter in any store.
Momentum · 🌍 SA & foreign workers
Primary healthcare insurance from ~R380pm: unlimited GP visits, basic dentistry, optometry, chronic meds for common conditions.
Get a quote at momentum.co.za or via a registered broker. Bring our Income Proof Letter.
Discovery Health · 🇿🇦 SA citizens
Entry-level medical aid plan with hospital cover at network hospitals plus GP and chronic medication benefits.
Get a quote at discovery.co.za with our Income Proof Letter.
PEP Stores · 🌍 SA & foreign workers
No-credit-check layby on clothing, shoes, baby goods and school uniforms. Pay over 3 months.
Walk into any PEP store and ask for layby.
UNISA · 🌍 SA & foreign workers
Affordable accredited short courses (business, IT, project management) from R3 000. Boost your trade skills.
Apply online at unisa.ac.za.
Fundi · 🇿🇦 SA citizens
Tuition loan for yourself or your child's school/college fees. Pay tuition direct to the institution.
Apply at fundi.co.za with our Income Proof Letter and SA ID.
Astron Energy (Caltex) · 🇿🇦 SA citizens
Fuel-only credit card with up to 55 days interest-free. Useful if you drive between jobs.
Apply at astronenergy.co.za with our Income Proof Letter.
EasyEquities · 🌍 SA & foreign workers
Buy fractions of JSE shares and US stocks from R5. Free to open. Great way to grow your iWorka earnings.
Sign up at easyequities.co.za with your ID and selfie.
TymeBank · 🌍 SA & foreign workers
Up to 11% interest p.a. on savings. No fees. Withdraw any time.
Activate inside the TymeBank app once your account is open.
Capitec · 🇿🇦 SA citizens
Earn cash-back at partner retailers (Pick n Pay, Shoprite, KFC, Engen, Dis-Chem) and 5-9% interest on savings.
Activate inside the Capitec app.
AVBOB · 🌍 SA & foreign workers
Funeral plans from ~R85pm for yourself and your family. Free funeral benefits to all policyholders.
Call 0861 28 26 21 or visit any AVBOB branch.
Old Mutual · 🌍 SA & foreign workers
Pay-as-you-grow funeral cover from R50pm. Add family members. No medical underwriting.
Quote online or call 0860 60 60 60. Bring our Income Proof Letter.
Hollard · 🌍 SA & foreign workers
Buy funeral cover at the Pick n Pay till from R49pm. Instant cover, no paperwork.
Ask at the Pick n Pay customer service desk or visit hollard.co.za/pnp.
HiFi Corp (Lewis Group) · 🇿🇦 SA citizens
Account for TVs, fridges, sound systems and small appliances.
Apply in-store with our Income Proof Letter.
Game (Massmart) · 🇿🇦 SA citizens
Credit on appliances, tools, electronics and home goods.
Apply in-store.